How Pre-Settlement Funding Works
Secure the funds you need today!
Our Mission
Your Financial Bridge
35+ States
Understanding Pre-Settlement Funding
Pre-settlement funding is not a loan. It’s an advance on your anticipated settlement that provides immediate financial relief while your case progresses. Unlike traditional loans:
- You only repay if you win your case
- There are no monthly payments
- Your credit score is not a factor in approval
- The funds can be used for expenses you choose
How It Works
Our Simple Three-Step Process
What You Do: Complete our simple online application (takes about 2 minutes). Provide basic information about yourself and your case. Share your attorney’s contact information.
What We Need: Your contact details – Information about your accident/injury – Your attorney’s name and contact information – Estimate of your funding needs.
What You Don’t Need: – Credit check – Employment verification – Collateral – Upfront fees.
What Happens: Our team contacts your attorney to verify your case details. We review the strength and estimated value of your case. Your attorney provides necessary documentation. We determine the funding amount you qualify for.
Our Commitment: Fast review process (typically 24-48 hours). Regular updates on your application status. Transparent communication throughout. Respectful collaboration with your legal team.
Attorney Involvement: Your attorney’s participation is essential to our process. We work with them to align funding with your case strategy and protect your settlement.
Funding Delivery: Approval notification by phone, email, or text (your choice). Electronic signing of clear, straightforward agreements. Multiple funding delivery options: – Direct deposit (fastest option) – Physical check – Wire transfer.
Timing: Funds often available within 24 hours of approval. Same-day funding available for urgent situations. Updates on fund delivery status.
After Funding: Dedicated customer service representative. Option for additional funding if needed as your case progresses. No payments until your case settles.
Frequently Asked Questions About Our Process
How much funding can I receive?
Funding amounts typically range from $500 to $100,000, depending on the specifics of your case. Our Financial Security Assessment can help determine the right amount for your situation.
How quickly can I get funds?
Will this affect my relationship with my attorney?
What can I use the funds for?
How is repayment handled?
Testimonials
Real Client Experiences
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Funded in 3 days
“I lost both my parents in a car accident and found myself days away from losing our family farm. PS Finance stepped in, negotiated with my bank, and delivered funds within days—saving our home when we needed it most.”
Ms. D.W., Mississippi
Client
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Helped family of eight
“Before my accident I was our family’s primary breadwinner with excellent credit. Afterward, we struggled to make ends meet and faced foreclosure. PS Finance’s funding kept our heat on, lights shining, and food on our table.”
